5. Get Your Money in Order
合理安排你的資金

Once out of college, your financial picture will probably change. Maybe you have student loans and other debt to deal with, no more support from your parents, and income that you have to budget. By the way, recent (and current) students can expect some unique breaks from the tax man. Keep this in mind when April 15 rolls around again and you can get some financial relief. Also, even though retirement might seem like a distant, vague event, now’s the best time to start investing for your retirement, even if you can put just a little aside.
一旦你從大學(xué)畢業(yè)，你的財(cái)務(wù)狀況可能會(huì)發(fā)生改變?；蛟S你要處理你的助學(xué)貸款以及其他債務(wù)，你的父母也不再在資金上支援你，你就必須對(duì)你的收入做好預(yù)算。剛畢業(yè)的（和在校的）學(xué)生都可以享受一些特殊的稅收優(yōu)惠政策。要記住，4月15日以后，你的財(cái)務(wù)狀況會(huì)稍微寬松一些。另外，雖然退休還是很遙遠(yuǎn)的事情，但現(xiàn)在是你開(kāi)始為退休進(jìn)行投資的最佳時(shí)間，就算目前只能存一點(diǎn)點(diǎn)也是好的。